Many people dream of financial independence. But what exactly is financial independence? Can you achieve it? Do you already have it? Do you really want it? Financial independence means different things to different people. The best way to reach it is to know what it looks like specifically for you. Here are four different styles of financial independence and how to attain them. 1. The Ability to Quit For some — in particular, younger workers seeking early retirement — financial independence doesn't mean the absence of work but rather that it's a choice.